To earn dividends on your Flagship Checking account, you must have an ending daily balance of at least $1,500. The rates on this checking account are almost competitive with some of the best high-yield savings accounts. If you can maintain a higher balance in your checking account, this checking account has three earning tiers: 0.35% APY for balances of $0 to $9,999, 0.40% APY for balances of $10,000 to $24,999 and 0.45% for balances of $25,000 or more. Navy Federal Credit Union Flagship Checking.Designed for students and younger adults (ages 14 to 24), this account pays 0.05% APY, provides up to $10 of ATM fee rebates per statement cycle and has no monthly service fee or minimum balance requirement. Navy Federal Credit Union Free Campus Checking.There is no monthly service fee, no minimum balance requirement and no minimum opening deposit. This checking account also pays dividends but at a lower rate of 0.01% APY. Navy Federal Credit Union Free EveryDay Checking.To maintain eligibility for this account, you must set up direct deposit or make at least 20 transactions with a Navy Federal debit card per statement cycle. There is no monthly service fee and no minimum balance requirement. This account pays 0.05% APY and offers up to $10 of third-party ATM fee rebates per statement cycle. Navy Federal Credit Union Free Easy Checking.It also provides personalized checks and up to $20 per statement period in third-party ATM fee rebates. The account has no monthly service fee and no minimum balance requirement. It enables account holders to receive their military pay one day early with qualifying direct deposit. This checking account is designed for active duty or retired military personnel. Navy Federal Credit Union Free Active Duty Checking®.Here’s an overview of this credit union’s checking products: All five of these checking accounts earn interest, which, in a credit union-since the account holder is a member-is referred to as earning dividends. Navy Federal offers five different checking accounts for various types of needs and situations.
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